Category: Finance & Budgets

The Bombardment of Online Marketing

In this social media age, we are bombarded with online advertising. From Facebook to Twitter and especially Google (try using DuckDuckGo to search), we can’t seem to escape the constant pushing of products and services. It’s nauseating. As soon as you buy something online, you end up on an email list. My Hotmail account (which…

10 Frugal Habits I Enjoy

Awhile back, I made a list of  5 frugal habits I no longer practice. Here is a list of 10 Frugal Habits I enjoy and will probably keep no matter how much cash I have in my pocket. 1. Shopping Thrift/ Second Hand Even when I have more cash in my pocket, I still opt…

Why Money Shouldn’t Always Be The Goal

If you’re one of those people obsessed with money, trying to get it from anywhere you can no matter what, then you might want to stop doing that. Money is very useful in life, but it is not everything, nor should it be our primary focus. Compromising your values or morals for money isn’t the…

April Budget Update!

I finally looked over my expenses for April. If you remember, I started tracking ALL my expenses as of April 1st. I did it with Open Office (Spread Sheet) last month. This month, I am using an App called BACK IN BLACK for my IPhone which is amazing and so easy to use! Only $2.99…

Needs & Wants: 5 Questions to Ask Yourself Before Purchasing

This is something I’ve been meaning to write about and accidentally stumbled upon a website today (Seth Godin’s Blog – which I found on The Simple Dollar) where he wrote this: “Needs and wants are often confused When people have their basic needs met, it’s not uncommon for wants to magically become needs. It’s our…

Tracking Your Expenses:The 1-Month Budget Analysis

I’ve never done a strict budget analysis. The truth is, I am not good at this kind of thing. I do track some of my purchases but not down to the penny and I certainly don’t count every coffee, thrift item or treat I purchase throughout the week. A friend of mine uses an IPhone…

Where does Debt come from?

I want to share an article with you that my partner found. It is an interview with anthropologist David Graeber who is the author of: Debt, the first 5,000 years. You’ll be quite surprised at his answers, this article is fascinating. Here it is: WHAT IS DEBT? from the Naked Capitalism website. Enjoy!

Choose Quality over Quantity

Lately I’ve been on this quality over quantity kick. It all started a few months back when I started purging and selling things in my house. I had NO idea that I had accumulated so much stuff. Same with food. I had cans of things I hadn’t seen in months. Well, guess what? I got…

Never Keep Your Eye Off the Prize

Being frugal, saving and scrimping can get to people. It is so easy to become unmotivated after struggling financially for awhile or trying to achieve a specific financial goal. This doesn’t only apply to financial goals but goals in general. Sometimes, we just get distracted or we just take another path by accident, our goal…

Are emails from businesses making you go broke?

When I started this blog and tackling more frugality practices, I started putting myself various businesses mailing lists to keep up to date with sales. I figured that I should be kept in the loop as to what is going on sale, if they send a promotional coupon or perhaps even get a few free…

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